Among the pleasures of handling all your finances online is that no longer will you have to handle the irritating cash advance and balance transfer checks that are neatly enclosed with your paper statements. Most people are familiar with them. The credit card companies promote checks as the opportunity to get the fancy outdoor Jacuzzi of your dreams or to pay off your debts. When dealing with credit card companies it helps to follow a basic rule that any attempt to convince you is sure to involve more money for them and not you. This includes convenience checks and cash advance offers as well.

Remember this, the convenience of convenience checks and cash advance benefits only the credit card company and not you. Your credit card company will shower you with convenience checks as a means of making even more money out of you.